Top use cases for banking & capital markets.

Financial reporting and analytics.

Instrument data models and financial data warehouse.

Financial data management means bringing loan, deposit, and other instrument-level data into one financial data warehouse with the accounting and lineage to support every reported number. Workday Accounting Center and Workday Financial Management do that work on a single platform, so your finance team can trust the detail behind every balance. Make decisions faster and save on audit and data collection costs. With Workday, you can:

• Gain audit trails to your instrument-level details. Workday Accounting Center keeps data lineage from summarized journals back to the source transactions, so auditors can trace any figure in a financial report to the underlying loan or deposit record.

• Report on instrument-level details. Banks can report on both detailed and summarized balances for financial, operational, and managerial reporting, using worktags such as line of business or product as dimensions.

• Remove manual reconciliation processes. With instrument-level data enriched, validated, and posted to the ledger in one accounting process, the detail and the summarized journals tie by design, so finance teams spend less time reconciling source systems to the general ledger in spreadsheets.

Risk management.

Banking risk management depends on financial controls that stand up to regulator and auditor scrutiny without adding manual work. Workday Financial Management builds automated controls, transaction audit trails, and role-based security into one system, so your bank spends less time collecting evidence and more time managing risk.

Increase automated controls and save on audits and data collection costs. With Workday, you can:

• Gain a complete audit trail of transactions. Workday records who changed what, when, and why on every financial transaction, so embedded controls keep your bank audit-ready instead of relying on evidence assembled after the fact.

• Get built-in segregation of duties. Role-based security separates who can initiate, approve, and record transactions, so no single worker can both create and approve a payment or journal entry.

• Centrally control security. Because HR and finance data share one security model in Workday, you manage access permissions in one place rather than across separate systems.

SEC reporting.

Workday gives banks and capital markets firms a single finance data foundation for SEC reporting. Bank finance teams spend less time pulling data from siloed core systems and more time on analysis, with accounting processes built for banking transaction volumes.

Save time on report creation, reduce the cost of data collection, and make decisions faster. With Workday, you can:

• Bring your transactions out of silos. Workday Accounting Center ingests high volumes of banking transaction data, such as loans and deposits, from front-office and operational systems and transforms it into accounting with full lineage back to the source transaction.

• Unify account codes in your operational system. Account posting rules in Workday direct each transaction to the right general ledger account, so banks standardize account codes once instead of reconciling separate code sets from each operational system at reporting time.

• Stop hard coding integration points. Configurable accounting sources in Workday Financial Management define how each system's data is ingested and enriched, so bank finance teams adjust a configuration when a source changes rather than maintaining custom code for every integration.

ESG reporting.

ESG reporting starts with reliable, controlled data drawn from across finance, HR, and procurement. Streamline your path to net-zero emissions, centralize data for new disclosure requirements, and meet science-based targets. With Workday, you can:

• Get ready to meet new disclosure requirements. Workday centralizes the worker, supplier, and financial data that ESG disclosure requirements draw on, so your institution reports from one controlled source of truth instead of reconciling disconnected spreadsheets.

• Understand supplier sustainability. As your source of truth for supplier data, Workday makes it easier to source and track supplier sustainability data and engage suppliers on their carbon impact.

• See the largest sources of Scope 3 emissions. Store emission actuals across all three GHG scopes in Workday to pinpoint where Scope 3 emissions concentrate and report on progress against your sustainability goals.

Federal reserve/FFIEC reporting.

Bank regulatory reporting to the Federal Reserve and the FFIEC often depends on manual data collection and reconciliation across siloed systems. Workday Financial Management and Workday Accounting Center give banks a single source of accounting data to report from.

Reduce the cost of data collection and report faster. With Workday, you can:

• Quickly source data for regulatory reports. Workday Accounting Center brings front-office systems, operations, and the back office together, so you can pull regulatory reporting data from one set of records instead of stitching together extracts.

• Automate your audit trail. An always-on audit automatically tracks and documents every change to accounting rules and data mappings, giving banks an audit trail they can share with regulators and auditors without rebuilding it by hand.

• Remove manual reconciliation processes. A single source of financial data frees your team to close with confidence before each Call Report (FFIEC 031/041) and FR Y-9C filing.

Management reporting/KPIs.

Banking management reporting often means pulling KPIs from separate core banking, general ledger, and workforce systems before leadership can see a consistent view. Workday brings financial, operational, and workforce data together for banks so your finance team spends less time assembling reports and more time acting on them.

Save time on report preparation, improve data quality, and make decisions faster. With Workday, you can:

• Ensure accurate reports. Because Workday Financial Management records transactions and reports on them in the same system, banking KPIs draw from a single source of data, and surfaces anomalies in your finance data as transactions post, so issues are caught before they reach a management report.

• Deliver various versions of data to leadership. With Workday Adaptive Planning, bank executives, board members, and line-of-business heads can each get formatted or ad hoc views of the same actuals, scenarios, and metrics without finance rebuilding the report for each audience.

• Tailor reporting to individual roles. Role-based dashboards give a CFO, treasurer, or branch manager the KPIs relevant to their decisions, drawing on more than 160 prebuilt, configurable dashboards in Workday.

NCUA 5300 Call Report and regulatory reporting.

Credit unions file the NCUA 5300 Call Report every quarter, and the net worth ratio it reports drives prompt corrective action thresholds. Workday Financial Management gives credit union finance teams a reconciled general ledger and transaction-level support underneath each filing, so the quarterly cycle draws on data that is already final.

Shorten the quarterly reporting cycle. With Workday, you can:

• Close before the filing window opens. Workday Financial Management automates period close activity so the trial balance behind the 5300 is complete and reconciled rather than finalized under deadline.
• Support every reported figure. Transaction-level detail with full data lineage means finance can trace a reported balance back to the member activity behind it when an examiner asks.
• Give examiners evidence that already exists. Always-on audit capability records approvals and changes as work happens, so NCUA examination requests do not start a separate retrieval exercise.

Member and product profitability reporting.

Credit unions need to know which products and which branches carry their cost, and a not-for-profit structure makes that harder rather than easier. Workday brings member, product, and cost data into one reporting foundation, so leadership and the board see profitability on a consistent basis.

Understand what each product and branch contributes. With Workday, you can:

• Report by product, branch, and member segment. Workday tags every transaction with dimensions such as product, branch, or cost center, so the finance team can analyze performance from any angle without rebuilding reports.
• Allocate operating cost on a defined basis. Allocation definitions follow your own methodology, so branch and support costs reach the products that consumed them consistently each period.
• Give the board reporting it can act on. Prebuilt and self-service dashboards let directors and leadership explore results without waiting on a reporting request.

Continuous and company-wide planning.

Balance sheet and margin planning.

Balance sheet planning in banking often stalls while finance teams pull rate assumptions, deposit data, and product detail from separate systems before a forecast can begin. Workday Adaptive Planning gives banks a single platform to integrate that data and model the balance sheet, income statement, and cash flow together.

Save time on data collection and update planning models faster. With Workday, you can:

• Easily source economic factors. Bring interest rates and other economic drivers into your driver-based planning models through data integration, so economic scenario planning starts from current assumptions instead of spreadsheet updates.

• Access product-level details. Model loan portfolios and deposits by product, including principal, prepayment, interest, and fees, so product-level profitability flows directly into your comprehensive balance sheet forecast.

• Update your margin planning. Combine top-down margin-based models with detailed bottom-up loan portfolios in one place, so banking finance teams can refresh margin plans as soon as assumptions change.

Banking branch planning and performance.

Bank branch planning in Workday Adaptive Planning gives your finance team one place to plan revenue and direct costs by branch, allocate overhead, and compare branch profitability across the network.

Save time on planning and data collection. With Workday, you can:

• Monitor branch performance. Embedded reporting and analytics let you monitor branch performance against plan, so you can compare branches side by side and act on underperformers sooner.

• Allocate costs to individual branches. Assign personnel, facilities, and overhead costs to create branch-level P&Ls that show the true profitability of each branch.

• Model branch expansion and closing impacts. With scenario planning, you can change assumptions and immediately see how opening or closing a branch affects revenue, expenses, and the network as a whole.

Non-interest expense and efficiency ratio planning.

Non-interest expense planning is where banks and capital markets firms have the most direct control over their efficiency ratio, yet many finance teams still manage it in disconnected spreadsheets against an annual budget that ages quickly. Workday Adaptive Planning gives banking finance teams one place to plan, forecast, and compare non-interest expenses against actuals.

Improve expense ratios, reduce planning cycle times, and make decisions faster. With Workday, you can:

• Plan for non-interest expenses. Banking finance teams can budget non-interest expense items such as salaries, benefits, taxes, and facilities costs by line item in Workday Adaptive Planning.

• Frequently update forecasts. Rolling forecasts for banks replace a static annual budget with regularly refreshed projections, so finance leaders can reallocate personnel and resources as the business changes.

• Reconcile plans versus actuals. Plan-versus-actual analysis shows banking finance teams where actual spend diverges from the budget, so they can adjust expense plans without manually mapping data between accounting and FP&A.

Financial products forecasting.

Financial product forecasting gives a clear view of performance by product, so finance teams spend less time on manual data collection and more time planning. Workday Adaptive Planning for banking brings product-level planning, product-line visibility, and scenario planning into one place.

Save time on audits and data collection. With Workday, you can:

• Plan and forecast at the product level. Banking and capital markets finance teams can plan revenues and direct costs by product and branch, then allocate personnel and overhead to build product and branch P&Ls.

• Gain full visibility into all product lines. Product-line visibility means your finance team works from one set of numbers across every product, rather than pulling data together by hand before each planning cycle or audit.

• Enable scenario planning. With scenario planning in Workday Adaptive Planning, you can model shifts in rates, deposits, or market conditions and see the impact on your forecast right away.

Workforce planning.

Banking workforce planning works best when HR and finance plan headcount, hiring, and labor costs together in one connected system instead of reconciling separate spreadsheets. Workday Adaptive Planning for banking ties workforce plans to budgets and rolling forecasts so banks and capital markets firms can shift plans as business needs change.

Hire faster, save time on audits, and reduce data collection efforts. With Workday, you can:

• Plan for your workforce needs. Banking HR and finance teams can model hiring, transfer, and retention scenarios with driver-based assumptions, see the cost impact instantly, and publish approved hiring plans directly to recruiting teams through Workday workforce planning.

• Identify the best candidates. Approved headcount plans flow into Workday Human Capital Management as requisitions, so recruiting teams start hiring without manual handoffs or unaccounted-for requisitions.

• Monitor workforce costs. Banking leaders can see the financial impact of hiring, transfers, and retention plans as they change, and track workforce cost metrics such as time to fill, turnover costs, and cost per hire without waiting for month-end reconciliation.

Loan portfolio planning.

Loan portfolio planning for banks depends on pulling interest, fees, prepayments, and new originations together from systems that rarely share one account structure. Workday Adaptive Planning and Workday Financial Management give your finance team a single data foundation, so revenue modeling starts from clean, connected loan data rather than another round of collection.

Save time on revenue modeling and data collection. With Workday, you can:

• Unify account codes in your operational system. Standardized account codes mean loan data from origination, servicing, and core banking systems lands in one chart of accounts, so your finance team stops remapping fields every reporting cycle.

• Bring your transactions out of silos. Workday Adaptive Planning consolidates transaction data from your core banking systems and cloud data warehouses, and virtualized drill-back lets you trace any forecast line back to its source transaction.

• Remove manual reconciliation processes. When planning and accounting run on the same data, your finance team no longer ties out loan balances between spreadsheets and the ledger by hand, which frees time for analysis.

Capital markets headcount and expense planning.

Capital markets expense planning has to absorb volatile revenue, a compensation base that moves with performance, and technology and market data costs that rise on their own schedule. Workday Adaptive Planning lets capital markets finance teams model headcount and expense together against those drivers, then reforecast when conditions change.

Plan expense against revenue you cannot fully predict. With Workday, you can:

• Plan headcount and compensation as one model. Workday Adaptive Planning connects workforce plans to compensation expense, so a hiring decision on a desk shows its full cost rather than a base salary line.
• Test expense against different revenue outcomes. Scenario modeling shows what the expense base does under stronger or weaker trading and fee revenue, so leaders can decide before the quarter closes rather than explain afterward.
• Reforecast without rebuilding the model. Rolling forecasts replace the static annual budget, so plans move with market conditions and finance spends less time reconciling versions.

Net worth and balance sheet planning.

A credit union plans its balance sheet against member growth, loan demand, and a net worth ratio it has to protect. Workday Adaptive Planning lets credit union finance teams model share and loan balances, dividend and interest assumptions, and net worth together, then reforecast as conditions move.

Protect net worth while the balance sheet grows. With Workday, you can:

• Model the balance sheet and net worth together. Workday Adaptive Planning connects share growth, loan growth, and earnings assumptions to the net worth ratio, so leadership sees the capital effect of a growth plan before committing to it.
• Test different rate and growth scenarios. Scenario modeling shows what happens to margin and net worth under different dividend, loan demand, and rate assumptions, so the board sees a range rather than a single forecast.
• Reforecast without rebuilding the model. Rolling forecasts replace the static annual budget, so the plan moves with member behavior and finance spends less time reconciling versions.

Branch and member service planning.

Credit unions have to decide where to place branches and how to staff member service as member behavior shifts toward digital channels. Workday Adaptive Planning models branch performance and staffing together, so a decision about a location carries its full cost and service impact.

Plan branches around how members actually bank. With Workday, you can:

• Plan each branch as its own P&L. Workday Adaptive Planning models revenue, cost, and staffing by location, so leadership can compare branch performance on a consistent basis.
• Connect staffing plans to member demand. Because workforce and financial plans share one model, a change to branch hours or staffing shows its cost and its service effect at the same time.
• Test a location before you commit. Scenario modeling compares opening, consolidating, or reconfiguring branches, so the credit union can weigh member access against operating cost.

Proactive spend management.

Sourcing efficiency.

Sourcing for banks and capital markets firms works best when events, suppliers, and contracts run on one system instead of email and spreadsheets. Workday Strategic Sourcing gives your procurement team a single place to run sourcing events and award business on evidence.

Run better events and award on evidence. With Workday, you can:

• Run sourcing events in one place. Workday Strategic Sourcing handles RFI, RFP, and RFQ events end to end, so your team stops managing responses across inboxes and spreadsheets.

• Compare bids on the same basis. Structured responses let procurement score suppliers against consistent criteria, so an award decision rests on comparable information.

• Carry the award straight into a contract. Because sourcing, contracts, and supplier records share one system, an awarded event moves into contracting without rekeying terms.

Mitigate supplier risk.

Supplier risk management starts with complete visibility into every third party you work with and a consistent way to evaluate them. Workday Strategic Sourcing gives your procurement team one place to onboard suppliers, assess third-party risk, and collaborate with them throughout the source-to-pay process.

Improve the supplier experience, negotiation, and collaboration. With Workday, you can:

• Simplify supplier interactions. Banking procurement teams can set up RFPs, RFIs, and RFQs, run bidding with suppliers at scale, and give suppliers real-time feedback on their bids from a single place.

• Accelerate onboarding of new suppliers. Supplier onboarding with flexible forms, plus validation of supplier risk against leading third-party data providers for fraud, financial health, ESG, and security with automated alerts, helps banks reduce third-party risk from day one.

• Turn suppliers into partners. With performance and risk data across all active and past contractual activity, your team can develop strategies to optimize supplier relationships, as KeyBank's procurement team did after bringing source-to-pay into Workday Strategic Sourcing.

Supplier contract management.

Supplier contract management in banking and capital markets means keeping procurement, finance, legal, and risk teams working from the same contract data across every third-party agreement. Workday Strategic Sourcing connects sourcing, contracts, and supplier data so banks and financial institutions can manage the full source-to-contract lifecycle in one place.

Realize faster, streamlined contract workflows; improve billing accuracy; and improve stakeholder visibility. With Workday, you can:

• Gain a better picture of supplier relationships. Workday Strategic Sourcing gives procurement teams key business data on suppliers and their performance, so you can see all active and past contractual activity across the bank.

• Increase visibility into your contracts. Stakeholders across procurement, finance, and legal gain visibility into every stage of the contract lifecycle, from creation and negotiation through approval and renewal, so nothing stalls waiting for a status update.

• Manage and monitor contract changes. Approval workflows show the progress and status of each revision, and Workday Contract Intelligence tracks obligations across your financial services contracts so teams stay current as terms change.

Cost containment.

Procurement software for banks has to do more than process purchase orders: it needs to help you contain costs across a large and complex supplier base. Workday Procurement and Workday Strategic Sourcing give banking procurement teams one system to manage supplier spend, from sourcing through payment.

Improve support for value analysis, increase procurement efficiency and accuracy, and optimize allocation of supplier spend. With Workday, you can:

• Improve supplier discounts and terms. Workday Strategic Sourcing gives your team consolidated data on suppliers, contracts, and payment terms, so you negotiate discounts from a full picture of your commitments rather than from scattered records.

• Streamline data access to accelerate value analysis. When sourcing, contract, and spend data live in one system, your analysts can validate savings by category or project owner instead of reconciling exports.

• Increase buyer productivity and reduce errors. KeyBank consolidated its source-to-pay processes from a legacy procurement system into Workday, giving buyers self-service options on the same platform the bank already used for HR and finance.

Stakeholder engagement.

Banking stakeholder engagement improves when procurement, finance, legal, risk, and the lines of business work from one source-to-contract process instead of scattered emails and spreadsheets. Workday Strategic Sourcing gives banks and capital markets firms that shared view.

Maximize visibility and minimize risk, streamline the contracting process, and increase compliance. With Workday, you can:

• Enable collaboration across functions. Sourcing teams, approvers, and business stakeholders can review requests, comment, and act in one place, keeping a live record of contract communication rather than overlapping email threads.

• Build trust with your stakeholders. Centralized visibility into every stage of the contract lifecycle keeps finance, legal, risk, and business stakeholders informed on terms, renewals, and obligations, reducing financial and legal risk and supporting compliance.

• Streamline business requests from multiple sources. Intake request forms capture essential project details from any department and route each request to the right sourcing owner, so business requesters can track status without chasing procurement for updates.

Indirect spend controls.

Indirect spend management works best when sourcing, procurement, and supplier management run on one platform, so finance and procurement teams share a single view of spend. Workday Spend Management gives your bank that spend visibility along with the indirect spend controls to act on it.

See better spend control, experience faster processing, and increase employee adoption and satisfaction. With Workday, you can:

• Control spend. Configurable spend controls in Workday Procurement enforce your purchasing policies at the point of purchase and assign access by role, so bank employees follow approved paths instead of creating maverick spend.

• Reduce supplier costs. Workday Strategic Sourcing in financial services gives procurement teams real-time visibility into projected spend and contractual obligations, so you can right-fit supplier pricing and track exactly where savings are realized.

• Reduce risks tied to manual processing. Procure-to-pay automation replaces manual requisition, purchase order, and invoice handling, and our Procurement Agent monitors purchases as they happen and surfaces spend anomalies and policy misalignments for review.

Vendor and third-party management.

Credit unions carry supervisory expectations around third-party relationships, and a smaller operations team has to meet them alongside everything else. Workday Strategic Sourcing brings supplier onboarding, contracts, and performance into one system, so vendor oversight rests on records rather than recollection.

Know who your vendors are and what you agreed. With Workday, you can:

• Keep supplier records in one place. Workday Strategic Sourcing holds sourcing events, contracts, and supplier records in a single system, so your team and your vendors work from the same information.
• Standardize onboarding and due diligence. Standard onboarding forms capture the information you need from every new vendor, so due diligence is consistent rather than dependent on who ran it.
• Find contract terms when you need them. A central contract repository connected to Workday Financial Management means renewal dates, pricing, and service terms are searchable rather than buried in a shared drive.

Talent management.

Recruit and onboard.

Banking talent acquisition moves faster when recruiting, onboarding, and workforce planning run on the same platform and the same people data. Workday HCM helps you fill critical roles quickly and keep the people you hire engaged.

Streamline the recruitment process to hire faster and improve engagement. With Workday, you can:

• Attract the right workers for every job. Workday Recruiting, part of the Workday Talent Acquisition suite, uses skills-based hiring to surface top candidates and expand candidate pools, so banks can fill hard-to-staff roles faster.

• Better plan for attrition. With Workday Workforce Planning, banking HR and finance leaders can model attrition scenarios, spot upcoming talent gaps, and decide whether to grow, flex, or hire before roles go empty.

• Assess retention risk. Retention and attrition analytics in Workday HCM show banking HR teams which employees are most likely to leave and why, so managers can act before top performers walk out the door.

Employee engagement.

Employee engagement in banking is hard to sustain when talent is scarce and teams are spread across branches, regions, and countries, and the cost shows up directly in turnover. Workday gives leaders a clear view of employee sentiment and belonging so you can turn employee feedback into action.

Build a diverse workforce, reduce turnover, and improve engagement. With Workday, you can:

• Know how your employees feel. Workday Peakon Employee Voice gives HR and bank leaders real-time insights into employee engagement, sentiment, and well-being, so you hear about problems while there is still time to fix them.

• Break down employee sentiment by region. Regional workforce insights let you compare how employees in one country or branch network feel against another, so you can direct retention efforts where they are needed most.

• Cultivate a sense of belonging. The VIBE Index in Workday People Analytics surfaces key metrics showing where you can improve equity and parity across all people groups, so your belonging goals rest on data rather than intent.

Modernize for efficient HR service delivery.

For banks and capital markets firms, HR service delivery often means HR teams answering the same pay, benefits, and policy questions from branches, trading floors, and back offices in every region. Workday brings HR knowledge, cases, and self-service together in one HR service delivery experience so more employee requests get resolved before they ever become tickets.

Reduce HR case volume, improve efficiency, and decrease the total cost of ownership. With Workday, you can:

• Quickly roll out HR programs to a distributed workforce. Banks with employees spread across branches, regional offices, and trading desks can launch a new policy or program once in Workday HCM and deliver it to every location at the same time.

• Offer employees self-service. With Workday Help and Self-Service Agent, employees get instant answers to pay, benefits, and time-off questions and can complete routine tasks themselves, so fewer requests turn into HR cases.

• Better engage with employees. When employees can find answers and take action in one place, your HR team spends less time on tickets and more on the conversations that matter, which is how First National Bank of Omaha improved its employee experience after consolidating six systems into one with Workday.

Employee experience and well-being.

A strong banking employee experience gives branch staff, relationship managers, and back-office teams the same ease and connection they deliver to customers. Workday HCM brings HR, pay, and support into one easy-to-manage system so your workforce spends less time on administration.

Provide greater self-sufficiency and improve connection. With Workday, you can:

• Better engage with employees. Workday Peakon Employee Voice gathers and analyzes employee sentiment across branches, contact centers, and corporate teams so you can act on what your banking workforce actually needs.

• Make things easier for an overstretched workforce. Routine changes like updating payroll deductions or adding a dependent take employees a few minutes in Workday, and Washington State Employee Credit Union has cut paper forms by at least 75% as a result.

• Offer self-service. The Sana Self-Service Agent from Workday gives employees instant answers and completes everyday HR tasks inside Workday or in Microsoft Teams and Slack, reducing routine HR tickets for your support teams.

Belonging and diversity.

Diversity and inclusion in banking depends on trustworthy workforce data, and Workday gives banks and capital markets firms one place to see representation, hiring, and belonging side by side.

Increase D&I insight, build a culture of belonging, and foster a more diverse workforce. With Workday, you can:

• Understand the makeup of your workforce. Workday People Analytics gives banking HR leaders workforce demographic insights by gender, ethnicity, and other intersections, and the VIBE Index in Workday People Analytics shows where equity and parity gaps exist across those groups.

• Bring in and retain diverse talent. Recruiters at banks can view diversity and inclusion insights for candidates in each phase of a requisition in Workday HiredScore, so you can see where diverse applicants drop off before the pipeline narrows.

• Use data to make an impact. Workday Peakon Employee Voice measures whether employees actually feel your workforce is diverse and inclusive, so banking leaders can see whether DE&I efforts are having an impact in the eyes of employees rather than relying on headcount alone.

Skills development and training.

Banking workforce development depends on knowing which skills your employees have today and which ones your business will need next. Workday brings employee skills profiles, personalized learning, and compliance training together so you can act on both.

Minimize turnover, better allocate resources, and personalize learning experiences. With Workday, you can:

• Place the right people in the right roles. With employee skills profiles in Workday HCM, banks can take a skills-first approach to matching expertise to critical areas such as risk management, compliance, and customer service.

• Develop your talent. Workday Learning surfaces personalized learning content based on skills gaps so employees can build the skills they need for their next role, which gives your bank a clearer path for internal talent mobility.

• Stay on top of required training. Workday Learning delivers mandatory and auditable training with comprehensive reporting, so you can track completion of banking compliance training across your workforce.

Registered representative licensing and training.

Capital markets firms have to prove that every registered person holds current qualifications and has completed required continuing education. Workday tracks licenses, registrations, and training in the same system as the worker record, so compliance teams can evidence coverage across the firm instead of maintaining a parallel spreadsheet.

Keep registrations current and provable. With Workday, you can:

• Track every license and registration in one place. Certification and license tracking in Workday Learning holds qualification and registration data on the worker record, so status is visible to compliance, HR, and the supervisor at the same time.
• Prompt people before something lapses. Automatic alerts and notifications tell a registered person and their supervisor what is coming due, so continuing education is completed inside the window rather than chased afterward.
• Evidence coverage across desks and entities. Reports and dashboards show qualification status by desk, role, or legal entity, so supervisory and examination questions are answered from live data.

Trader and producer compensation.

Compensation in capital markets is weighted toward incentive, deferral, and multi-year vesting, and it is governed by plan terms that change by award year and by entity. Workday manages incentive and deferred compensation plans in the same system as payroll and the ledger, so accruals, payouts, and adjustments follow the plan without a separate reconciliation.

Run complex pay accurately across entities. With Workday, you can:

• Administer incentive and deferred plans in one place. Workday Advanced Compensation supports incentive, deferral, and multi-year vesting rules, so award terms are applied consistently rather than tracked outside the system.
• Pay accurately across legal entities and jurisdictions. Workday Payroll applies entity and jurisdiction rules to each payment, so cross-border and multi-entity compensation is calculated and withheld correctly the first time.
• Tie compensation expense back to the desk. Because compensation and financials share one system, incentive accruals flow into the ledger already coded to the right business line, with detail available behind the balance.

Credit union recruiting and member service staffing.

Credit unions hire into branch and member service roles where turnover is high and local labor markets are competitive, often with a smaller HR team than a bank of comparable size. Workday helps credit union recruiting teams fill those roles faster and keep hiring managers moving without adding recruiter headcount.

Fill member-facing roles faster. With Workday, you can:

• Reach candidates quickly. Workday Recruiting supports high-volume outreach and scheduling for branch and contact center roles, so candidates hear back while they are still interested.
• Move the right candidates forward. Candidate grading and rediscovery surface applicants who fit the role, including people who applied for a comparable position before, so recruiters spend time on the strongest fits.
• Onboard consistently across every branch. Guided onboarding gives new member service employees the same start regardless of location, so training and compliance requirements are met from day one.

Member service skills and training.

Member service employees have to know products, lending basics, and the compliance requirements that come with each. Workday Learning and Workday Skills Cloud give credit unions one place to deliver that training, track completion, and see where capability gaps sit across branches.

Build capability across every branch. With Workday, you can:

• Deliver training people actually complete. Workday Learning recommends content based on role and skills, and delivers it in the flow of work, so branch employees train without leaving the systems they use.
• See where capability gaps sit. Workday Skills Cloud gives an always-current view of employee skills, so you can compare capability across branches and staff accordingly.
• Evidence required training. Certification and completion tracking keeps a record of who has completed what, so compliance and audit questions are answered from live data.